Best Virtual and Prepaid Cards for International Shoppers

Includes LeuPay, MoneyPolo, US Unlocked, Card.com, Lamda

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TechVise has once again dived into helping out international shoppers and this time we are focusing on international virtual prepaid cards and prepaid debit cards only. For International money transfers/withdrawal services take a look at our post on Global Payments solutions which offer seamless withdrawals via banks & allow you to get paid internationally.

The concept of online shopping has increased by many folds in the recent years, and it is an integral part of the global economy. Many people, though, still cannot shop online due to restrictions placed on them based on their location. Namely, many people cannot order products from certain websites because their country is not supported by that site’s shipping services, or perhaps their bank still does not support online payments.

We have already covered in detail how one can get a parcel forwarding address in order to get the items anywhere in the world but now its time to focus on a payment solution to go with your new address.

Virtual debit cards and Virtual Prepaid Cards are becoming a necessity in the online marketplace. The internet has many dangers including scam virtual debit card sites such as Cliffscard and Safepay. Below is a list (in no particular order) of the best virtual debit card services out there and what they have to offer.

How Virtual Prepaid Cards Work

Virtual prepaid card providers offer prepaid cards that can be accepted globally. Once you sign up with these services, you have to go through a verification process.

Getting verified is not very difficult or lengthy especially if you have your scanner nearby. They ask for certain documents to verify if you are indeed a registered citizen of this world with a valid residential address, contact number and a bank account sans fraudulent activity or not.

Once the documents are verified, you are a free to use your own money via their virtual debit cards. How? Well you simply have to upload your funds via their allowed methods which can be local bank transfer, local Credit/Debit card or PayPal etc. and then wait for the money to get topped up in your card.

After that you can use your virtual prepaid card on any website to purchase anything.

Best Virtual Prepaid Cards

SKRILL

If you have a Skrill account, then all you need is to be resident in Europe to get a prepaid virtual MasterCard. Skrill allows you to shop anywhere online, pay bills, receive or send money and purchase crypto currency.

Skrill virtual prepaid MasterCard is globally accepted, allowing you to use your funds online wherever MasterCard is accepted. It can be used with different currencies, for instance USD, EUR, GBP, or PLN.  You can use your Skrill card as long as you have a positive account balance.

If you’re already a Skrill user, you can get the card within minutes. The first virtual card is free and after that there is a €2.5 fee. There is no annual service fee.

Freelancers however love a package deal
which involves several currency accounts, free signup, withdrawal into personal account and even a Prepaid MasterCard to swipe at Your Favourite POS or Amazon! Read our Review of Payoneer’s complete payment solution.

EzzoCard

EzzoCard is unlike any other card on this list because it is also an international virtual visa gift card. These are issued globally and available in 2 currencies; USD and CAN. You pay for an EzzoCard anonymously via cryptocurrency, PerfectMoney, Webmoney etc. with zero verification checks. The USD card issued can be used from 6 (Green card) to 12 months (Blue card). All you need to do is register the card the first time before use. After this, you can use it anywhere online. To use a different address, you need to login via your card number and pin to update the address.

All virtual cards issued by them support AVS and can be used with any US or international address. Canadian cards can only work with Canadian address so make sure you enter a valid billing address.  

Buying a card takes about 5 – 30 minutes depending on the method you’ve have chosen. The details for the types of payment is available on their website on this section How To Pay. The Virtual Visa Card cannot be loaded but can be purchased again in different denominations again.

Ezzo Card can also be used as a virtual visa gift card for your loved ones. It makes shopping easier as it lets you use the card at any website, online merchants, and web stores over the internet where payments by prepaid cards are accepted. You can also use it to verify PayPal identity. The virtual card is can be used anywhere Visa and MasterCard cards are accepted.

Have you heard of TransferWise? Its a payment transfer solution that is famous for low fee and quick remittances. We reviewed it because we love it too much! And guess what, they give a MasterCard connected to their payment account! Our special link gives you a gift…

LeoPay

The fundamental difference between LeoPay and other services on this list are cards. That’s right, plural – cards! When you sign up for a LeoPay, you will need to go through the regular KYC which is quite simple and fairly quick (in my case at least) and then you will actually receive two cards for free! This is an excellent method to get verified as well because the VISA cards will need to reach you at your address. You can choose to have separate names (of family members maybe) and different currencies. You can open LeoPay account in any of the 10 currencies offered. Unfortunately, LeoPay is available to EU residents only.

They don’t offer virtual prepaid cards, but plastic VISA cards with enabled chip. You can have up to five cards per LeoPay account, making this a perfect solution for the whole family. You can change access to each card through LeoPay website and/or mobile app (iOS/Android). There’s an option to lock cards, enable/disable POS, ATM or internet transactions. You can also put spending limits, and get SMS or email notifications for every transaction.

Spending via LeoPay is stress-free whether you are buying something online or in stores. Uploading money to LeoPay card/account is free for EU and 2% of others. For me, that was the selling point.

BLUR

Blur is one of those services which allows you to make a virtual card and use it for your personal expenditures.  It currently offers these services to USA residents only and on US merchants / online stores. They use AVS to verify cards hence they may roll out this feature to other countries very soon as well.

To use Blur all you have to do is sign up online with the details they require. As privacy is one of the most important concerns for you, they’ve made it easy by not revealing any personal information while shopping online.

You can use Blur anywhere, for buying a BBQ grill to buying gadgets without giving any of your real card number or any additional information. You can also buy prepaid gift cards and use that number instead of your own.

They allow you to store your information which allows you to shop more efficiently at any online store. The best part about this service helps you to identify any theft. Blur premium costs $40 USD/year or $99/year for Blur unlimited.

Looking for USUnlocked Prepaid Card? Sadly, they’ve stopped their services since May 2018. Don’t worry, we’re keeping an eye on them and will be covering them as soon as they relauch their services.

mycard2go

mycard2go is another virtual and prepaid card service available to UK & EU residents. They provide both virtual and prepaid debit card from VISA and is designed to meet all your day-to-day needs. Since, mycard2go gives a Visa card, it is a perfect solution for travelers, due to wide acceptability. Their plastic card is chip enabled and contactless, making your purchases secure and fast for small transactions. As with all prepaid cards, you can preload funds on it, and stop worrying. If your card gets stolen or misplaced, the only amount that will be lost is the money you hold in it. That also makes it ideal for online shopping, especially on suspicious websites.

Ordering the card is simple- first, you need to register and activate your mycard2go account. Activation is done online or via SMS. After activation, you can top up your card via Wire Transfer, Online Bank Transfer (Klarna) or cash load. There is 4% top up fee if you use cash load and it is available in Germany only. There is a €100 limit to the virtual card which you can get rid of by going through a KYC check. After this you can enjoy higher loading & spending limits and order a plastic card.

mycard2go has an easy-to-use website so you can track your spending from anywhere.

EcoPayz

Ecopayz is the creator of the Eco Virtual Card. This service is a bit different. The ecoVirtualcard is designed for safe, one-time payments online. It can be created instantly in the “ecoVirtualcard” section of your ecoAccount. As soon as you perform a successful purchase with your ecoVirtualcard, the card is automatically cancelled. This ensures that your card details can never be stolen or misused. Once the purchase has been made, you can create a new ecoVirtualcard and continue your shopping.

Creating a new Virtual card is free but is limited to the account type you own or have opened with Ecopayz. Should you like to make repeating payments or purchases with merchants that require card verification first, you can always use their EcoCard Payment card. The cool thing about Eco Virtual Card is that it is compatible with several currencies like Euro, GBP and USD. Also, unlike some cards, Eco Virtual Card is accepted pretty much everywhere, wherever MasterCard® is accepted anyway.

One key thing you need to keep in mind is that you must upgrade to a Silver ecoAccount before you can apply for an ecoVirtualcard, which is done by verifying your identity and address. It is easily one of the most internationally friendly services out there, and is definitely one of the top providers on this list.

VISA

Sometimes it is just better to go with one of the industry giants. Visa has been in the credit business for a long time, so they know how to make a quality and secure product. It works just like any other virtual debit card and Visa product. The big downside to it though is that it requires an RBC bank account, which may be an issue for international users. If you’re a Canadian resident, however, this is more than likely the most sensible option.

A whole list of VISA cards can be seen on our feature covering Gift Cards. If you have trouble with address and phone number, I suggest you get a package forwarding address for that country and inserting it at checkout point.

And that’s it!

If you are aware of any other good virtual prepaid card service which is free or super awesome, let us know in the comments below so we can review them and maybe even put them up here as an addition 🙂

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Dan
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Dan

Hi, I am looking for a Virtual Visa Card to use from the USA for payment to Russian Federation payment website for fees that only accepts Russian Issued bank cards? I am in USA and not a Russian citizen. Yandex is a pain to set up asking for Russian ID… Read more »

Alison Rees
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Alison Rees

Are there in cards available for Australian’s?

Quratulain
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Quratulain

Glad you asked, we are in the process of updating this article and havent vetted all the services just yet. This one here seems as if it could take care of immediate problems for you, however I havent yet determined if its worth it yet. https://epayservices.com/en/ Let us know if… Read more »

paul
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paul
John
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John

Entropay is not working!!!
Entropay not available
We’re sorry to let you know that Entropay has ceased providing its services on 1 July 2019.

Carol
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Carol

where did you hear about usunlocked being relaunched? It looks like exactly what i needed, but was suspended by the time i found their service.

I’m from the Philippines. Any suggestion for virtual US debit/credit card?

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